Gravice Solutions’ V-Track Now Available on Microsoft Marketplace
AI-powered collateral valuation governance platform helps banks and financial institutions strengthen collateral monitoring, operational visibility, and auditability throughout the lending lifecycle.
BENGALURU, India — November 2026 — Gravice Solutions, an enterprise technology company focused on AI-powered business process automation and financial technology solutions, today announced the availability of V-Track, its collateral valuation governance and lifecycle monitoring platform, on Microsoft Marketplace, an online store providing applications and services for use on Microsoft Azure.
The availability of V-Track on Microsoft Marketplace enables banks, non-banking financial companies (NBFCs), and other lending institutions to discover and access a specialised platform designed to streamline collateral valuation processes, strengthen monitoring capabilities, and improve governance across secured lending portfolios.
Addressing a Critical Gap in Lending Operations
Over the past decade, financial institutions have made substantial investments in digitising loan origination, credit assessment, customer onboarding, and disbursement processes. However, post-disbursement collateral valuation and monitoring can remain fragmented across multiple systems, spreadsheets, external valuation agencies, and manual operational workflows.
Managing collateral throughout its lifecycle involves coordinating valuation activities, monitoring changes in asset values, scheduling periodic revaluations, identifying deviations, and maintaining appropriate documentation for internal controls and regulatory audits.
These activities become increasingly complex as lending institutions expand across business lines, geographic locations, and asset categories. Fragmented processes can limit visibility, create operational inefficiencies, and make it difficult to maintain consistent governance practices across collateral portfolios.
V-Track addresses these challenges by bringing collateral valuation and monitoring activities together within a centralised digital environment.
“Collateral management involves multiple activities across valuation, revaluation, monitoring, vendor management, and audit requirements,” said Sathish Mahalingam, Chief Business Officer, Gravice Solutions. “V-Track brings these activities together onto a centralized platform, helping financial institutions create greater visibility and governance across the collateral lifecycle.”
Centralised Collateral Valuation Governance
V-Track is designed to help financial institutions manage collateral valuation and monitoring through structured digital workflows, providing greater consistency, transparency, and operational control.
The platform supports collateral mapping, asset-to-facility linkage, real-time loan-to-value (LTV) monitoring, policy-driven revaluation triggers, valuation report validation, deviation identification, valuation vendor governance, and audit traceability.
Through consolidated collateral information, lending institutions can monitor individual assets and assess collateral positions at a portfolio level. This supports improved visibility into valuation status, upcoming revaluation requirements, collateral-related exceptions, and activities requiring attention.
Policy-driven workflows help institutions establish structured processes for valuation and revaluation activities, while audit trails provide traceability across relevant actions, decisions, and updates.
V-Track is designed to support collaboration between credit teams, valuation agencies, risk management functions, and other stakeholders involved in collateral administration.
By providing a common operational environment, the platform aims to reduce dependence on disconnected processes and support more consistent collateral governance practices.
Integration with Existing Banking Infrastructure
A key design principle of V-Track is its ability to complement existing banking technology investments.
The platform is designed to operate as an overlay to established lending and banking systems, allowing financial institutions to strengthen collateral governance without requiring replacement of their existing technology infrastructure.
V-Track supports integration through application programming interfaces (APIs), including connections with loan origination systems (LOS), core banking systems (CBS), and other enterprise applications.
These integration capabilities enable collateral information and valuation workflows to connect with existing lending operations, supporting coordinated processes and improved information accessibility.
The platform’s architecture is intended to accommodate different institutional requirements, business processes, and technology environments.
Available Through Microsoft Marketplace
“We’re pleased to welcome V-Track from Gravice Solutions to Microsoft Marketplace,” said Cyril Belikoff, vice president, Microsoft Azure Product Marketing. “Marketplace connects trusted solutions from global partners with customers worldwide, making it easy to find and deploy apps that work seamlessly with Microsoft products.”
Microsoft Marketplace provides a digital channel through which organisations can discover, evaluate, and procure cloud applications and services.
V-Track’s availability through Marketplace expands its accessibility to financial institutions seeking collateral valuation governance solutions within the Microsoft cloud ecosystem.
Built on Microsoft Azure, V-Track uses Azure services for application hosting, data management, identity, security, and monitoring.
Azure OpenAI Service supports AI-assisted capabilities within the platform, while Microsoft Entra ID and Azure Key Vault help provide secure identity and access management.
This technology foundation supports the delivery of collateral valuation governance and lifecycle monitoring capabilities within a scalable cloud environment.
V-Track is designed to support enterprise deployment requirements, including dedicated cloud environments and integration with institution-specific technology architectures.
Supporting the Evolution of Secured Lending
As financial institutions continue to modernise their lending operations, collateral governance remains an important component of credit risk management and operational oversight.
V-Track is designed to help institutions establish greater visibility across collateral valuation activities, coordinate monitoring requirements, and maintain structured records throughout the collateral lifecycle.
By connecting collateral information, workflows, and governance processes, the platform supports financial institutions seeking to improve operational consistency while leveraging their existing banking systems.
Its availability on Microsoft Marketplace represents an important milestone in Gravice Solutions’ efforts to make specialised banking technology accessible to financial institutions across markets.
About Gravice Solutions Private Limited
Gravice Solutions is an enterprise technology company focused on developing AI-powered platforms and digital solutions for financial institutions and other enterprises. Its platforms address business process automation, workflow orchestration, document intelligence, and financial operations.
The company’s solutions include V-Track, a collateral valuation governance and lifecycle monitoring platform, ElevateRM, a deal orchestration platform for relationship managers, and NICO, an AI-powered document intelligence and workflow automation platform designed to automate document-intensive business processes.
Website: https://www.gravicesolutions.com
